Personal Finance Archive

  • Debt Reduction Template

    Debt Reduction Template

    Are you in debt? Our free debt reduction template can help you figure out the best way to pay off your debt faster and save money on interest. Click here to download the free debt reduction template

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  • Family Budget Template

    Family Budget Template

    Using our free family budget template, you and your family can easily track your monthly spending. Find out the breakdown of your expenses and figure out ways to increase your saving.

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  • Self-Balancing Checkbook

    Self-Balancing Checkbook

    Having trouble keeping track of your spending? With our free self-balancing checkbook, you can easily track how cash moves in and out of your checking account. Useful to maintain personal budgets and bank balances. Just input each transaction, and our spreadsheet does the rest!

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  • Net Worth Calculator

    Net Worth Calculator

    Want to know how much you are worth? Our free net worth calculator can help you figure it out. The net worth calculator features two columns for all of your assets (cash, investments, and other assets) and liabilities (debts, loans, mortgages).  A  summary box on top shows your total net worth.

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  • Loan Amortization Calculator

    Loan Amortization Calculator

    Using our Loan Amortization Calculator, you can create a schedule for repaying a loan. The calculator takes into account the loan amount, interest rate, and payment frequency to determine the size of the monthly payments and the date of final payment. You can use this schedule for home loans, student loans, car loans, and consumer [...]

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  • 401(k) Retirement Savings Calculator

    401(k) Retirement Savings Calculator

    The Praxis Templates 401(k) Calculator can help you estimate how much your 401(k) will be worth over time. You can easily estimate how much money you can expect to have saved after a certain number of years. Please understand that this spreadsheet is for illustrative purposes only. Also, taxes and IRS contribution limits are not factored [...]

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  • Save on Fees with a Free Zecco Brokerage Account

    Save on Fees with a Free Zecco Brokerage Account

    Are you tired of being nickel-and-dimed by your broker? There’s no reason why you shouldn’t keep more of your money for yourself. In this article, we’ll show you how to reduce your brokerage fees by opening up a free Zecco account. Zecco is on the map for one simple reason: low cost. You can execute trades [...]

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  • Best Credit Cards Rewards Programs

    Best Credit Cards Rewards Programs

    When used correctly, credit cards can be a great way to build up your credit history while earning cash through free rewards programs. We took some time to review many different credit cards and found two that stood above the rest: Chase Freedom and Chase Sapphire. Both of these cards feature no annual fee and [...]

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  • 0% Balance Transfer Credit Cards

    0% Balance Transfer Credit Cards

    0% Balance Transfer credit cards are a great way to reduce your credit card debt. They can also provide a ready source of quick cash at 0% APR. Here is our list of the best balance transfer credit card offers – all of these cards come with 0% APR and no annual fee. Some even [...]

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